Split Bills Easily.
Settle Debts Instantly.
Track Together.
SplitGuard removes the awkwardness from group finances. Divide room rent, trip expenses, and group dinners in seconds with Gemini voice logging and an intelligent debt minimization algorithm that cuts out unnecessary money transfers.
4.9 ★
Play Store Rating
100% Free
Zero Hidden Fees
3 Locales
EN • हिन्दी • ગુજરાતી
Why SplitGuard?
Ditch the awkward group math forever
Here is why thousands of roommates, friends, and travelers switched to SplitGuard.
Chaotic Excel Sheets & WhatsApp Reminders
- ✕ Typing lengthy manual receipts while on vacations or dinners
- ✕ Tangled webs: Member A pays B, B pays C, C pays A in redundant loops
- ✕ Awkward "Hey, did you send that money?" text reminders
- ✕ Zero visibility into monthly group budgets until money is gone
Intelligent, Automated, and Stress-Free
- ✓ Gemini Voice AI: Simply speak in English, Hindi, or Gujarati
- ✓ Debt Minimizer Algorithm: Cuts out middleman transactions
- ✓ Live Passbook & Budget Bars: Color-coded threshold alerts
- ✓ Instant QR & Deep Links: Join with one tap at splitguard.in
Built for Real-World Group Living & Traveling
Everything you need to handle personal money tracking and complex multi-member shared expenses under one roof.
4 Flexible Split Modes
Not all bills are equal. Split costs Equally, by Exact Unequal Amounts, by Percentages (%), or by Custom Shares (e.g. 2:1 for couples).
Gemini AI Voice Input
Just press the mic and talk naturally. Google Gemini automatically extracts the vendor, rupee amount, category, date, and members involved in milliseconds.
Debt Minimization Algorithm
Solves the N-person debt graph problem. Our mathematical solver minimizes the number of transactions required to balance the books across all members.
Budget Caps & Health Alerts
Set monthly budget caps per group. Visual indicators trigger dynamically: <75% Safe, 75-90% Warning, and >90% Danger.
QR Codes & Universal Links
Invite friends via unique deep links (splitguard.in/join) or have them scan your on-screen group QR code to join in under 3 seconds.
Export to PDF & CSV
Need to share an itemized passbook on WhatsApp? Generate crisp, professionally styled PDF reports and CSV spreadsheets with a single tap.
Watch the Debt Minimizer in Action
Choose a scenario below to see how SplitGuard eliminates redundant transfers between members.
Group Expenses Logged
Chronological
Talk Naturally.
AI Logs the Expense.
Tired of typing every receipt? Just tap the mic and speak the way you do in daily life. SplitGuard utilizes Google Gemini AI to extract merchants, totals, categories, and splits—even with regional vernacular like "Kariyanu" or "petrol".
Click a voice sample to test parsing:
"Paid 1,450 rupees for weekly groceries at Nature's Basket with Rahul and Priya"
Designed for Speed and Clarity
Explore the clean, intuitive interface that makes managing money effortless.
Group Passbook & Ledger
Real-time balances, category turnover & member records
Category-Wise Breakdown
Highest spending categories, percentage shares & budget limits
Daily Heatmap & Trends
Color-coded spending velocity, day-of-week distribution & weekly logs
Financial Clarity in Your Preferred Language
SplitGuard is fully translated natively across three primary languages with zero compromises. Switch anytime from the settings.
English
Clean global terminology
हिन्दी (Hindi)
सहज और शुद्ध भाषा अनुभव
ગુજરાતી (Gujarati)
સરળ અને પારદર્શક હિસાબ
Frequently Asked Questions
Have questions about SplitGuard? We've got answers.
Ready to take control of shared expenses?
Download SplitGuard today from the Google Play Store and start tracking expenses with your friends, roommates, and family.
